Learn
A simple map for your financial life.
Start with the part of money you are dealing with now, then work through the explainers at your own pace.
Earn
Understand income, tax and compliance around your work.
Income tax in India: a practical guide to reading your salary and return
The building blocks of taxable income, TDS, regimes, deductions and filing.
Read explainer →GSTGST for freelancers and small businesses: the operating basics
How GST changes invoicing, collections, input tax credit and compliance.
Read explainer →Spend
Build a spending plan that makes room for the life you live.
Protect
Protect people and savings from risks that can derail a plan.
Health insurance: how to read the cover before you need it
The terms that determine whether a policy protects you in an actual hospitalisation.
Read explainer →Term insuranceTerm insurance: income protection, not an investment plan
How pure life cover works, who needs it and what the application really asks of you.
Read explainer →Borrow
Use credit with a clear view of cost and commitment.
Credit cards: a payment tool that becomes expensive debt when misunderstood
Billing cycles, total amount due, utilisation, rewards and safer card habits.
Read explainer →Home loansHome loans: look beyond the EMI
How tenure, floating rates, down payment and paperwork shape the true cost of a home loan.
Read explainer →Car loansCar loans: the total cost of driving starts before the first EMI
A framework for matching the vehicle, down payment and loan term to your actual cash flow.
Read explainer →Grow
Build long-term wealth with products you understand.
SIP: a disciplined investing method, not a promised return
What a systematic investment plan does, what it does not do and how to use it thoughtfully.
Read explainer →EPF & PPFEPF and PPF: similar names, very different roles
How workplace provident fund and voluntary public provident fund fit into long-term saving.
Read explainer →